WHAT LESSONS HAVE BEEN LEARNED FROM THE RECENT FINANCIAL CRISIS - UPDATED AND AMENDED (5/20, 6/16, 10/7, 12/1 & 12/3/2013) as well as 5/9, 5/21, 7/30, 8/20, 8/30, 8/31, 9/5, 9/10, 9/14, 9/20, 9/21, 9/27, 9/28, 9/30, 10/5 & 11/6/2014 as well as 2/25, 9/21, 10/5 & 10/11/2015?

Introduction:
In short, the correct answer to that question is, it depends on the circumstances involved. The roots of this crisis were based in the mortgage subprime market, (which is basically a term for describing mortgages issued with fantasy expectations). Since then, mortgages have all but dried up in most markets and none using involving fantasy expectations, but this is not quite the whole truth. If its an office building in Birmingham, Alabama, then different criteria has to apply and the lessons learned are non existent according to the October 10, 2009 edition of that Popular Daily/Weekend Business Publication (C10).

The basic scenario is this:

The buyers include Party:

• Dallas, TX based RCM - a real estate entity, 
• NCLA of Nashua, NH - a capital/investment firm and
• A NC based investor with a name that sounds like RaGe.

The property involved is the 587,528 square foot Social Security Administration (SSA) center in Birmingham, AL (a department not known for issuing SS “legitimacy” to a fictional individual with "origin issues", using a “flawed” business card) for "legitimacy". The seller was OSC of Atlanta, which had filed for bankruptcy in April 2009.

The property was acquired for approximately $ l47 million and involved RCM assuming a $140.7 million mortgage on the property held by a division of Dutch based AG, (which has a major center in Cedar Rapids, IA)* (see Footnote1), for, which it spent only $1.3 million in cash or approximately less than 1% of the purchase price (or actually 0.88%) and issued a $5 million mezzanine note *(see FOOTNOTE), an insurance policy from HCC Insurance Holdings that guarantees that Entity (AG) a $47 million balloon payment when the mortgage comes due in 19 years. To top this all of, how was this policy paid, sure enough by the issuance of another $10 million mezzanine note.

The Finale/Outcome:

The lack of available funding for mortgages don't prevent real estate transactions with only 0.88% of the purchase price in cash being put down, when the following conditions exists:

1. a 3-way group of Purchasers are involved from the critical states of NH, NC and TX,
2. a bankruptcy involving a business Entity based in Atlanta, GA,
3. an entity with a foreign based parent Company as the mortgage holder that has strong ties to another critical State, IA,
4. the Birmingham, AL based operations center of that Stellar Agency, the SSA is involved and
5. those involved in this deal are ONLY concerned with ensuring that a little less than approximately 33% of this loan is repaid when its balloon payment comes due in 19 years and the remaining 68% can be swept away for all that matters as long as the approximate 32.3% is repaid that is sufficient.

This total by the way amounts to $47 million and in the world of those of the "free loaders cause", especially how their labels and numbers are so significant, (as highlighted in the post THE SIGNIFICANCE OF LABELS AND NUMBERS IN TODAY'S "VIRTUAL" SOCIETY as supplemented by the details in the 1st bulleted details in the listing from The Finale/Outcome section of the post ETHICAL TREATMENT OF OTHERS SHOULD ALWAYS BE PRACTICED - EDITED/UPDATED AND AMENDED), this number (as well as those in conjunction with the labels in the above referenced discussion, may turn out to be significant, only time will reveal if this is the case or not.  

When deals are carried out with:

• less than 1% of the purchase price being put down in cash and the issuance of mezzanine notes, (which admittedly I had never heard of prior to this deal-making); how can this be fair to all the thousands (even hundredths of thousands) of home owners “shoved out” of their homes who were willing to remain in their homes if better conditions could be worked out due to the “under water” circumstances in, which many found themselves, with uncompromising lenders? and
• only a little less than approximately 33% of the loan amount is of concern for repayment (or exactly 32.3%), this deal smacks of some expedient arrangement to provide "legitimacy" for "shadowy" types with "origin issues" and needing social security "credibility",
• who obtain "legitimacy" though questionable and outright fraudulent methods.

The Court has already ruled that there is no guaranty of free speech rights under the Constitution where F-R-A-U-D OR ANY TYPE OF ILLEGAL ACTIVITY IS INVOLVED (when it's (the Court's) decision is interpreted as clearly shown in the 3rd example used in the post WHAT STOPPED A CHAMPION (EDITED AND UPDATED)?  and the following examples definitively involved SUCH:

1. the passing of questionable expedient legislation on two shores to provide "backdoor" citizenship to many with "origin issues" as generally depicted in the post WHO REALLY WAS GRANTED FREEDOM TO SPEAK? in addition to THE PREMISE BEHIND THE FLAWED LEGISLATION - UPDATED,
2. the filing of a fraudulent police report of either missing or stolen documents, to provide an impostor and others “without origins” with a basis for ultimately obtaining critical origin identity-related documents as described in Footnote 2 in this post,  which were originally stolen from a CT warehouse as documented in the highlighted listing in the Here are the Facts section of the post HOW TO VIOLATE FERPA AND STILL COMPLY WITH THE INTENT OF THE LAW - EDITED/UPDATED AND AMENDED,
3. compounding the above criminal acts with reliance on the original stolen identity documents (Social Security card and New York Driver License) that were obtained upon my entry into the Country and stolen by that perverted "free loader sympathizer" as documented in the 1st bulleted highlight in the "As previously pointed out..." paragraph after listing of 21 pictorial inserts in the Here are the Background Issues section of the post THE DECISION TO ALTER MY RETURN TO MY HOMELAND AT THIS TIME - UPDATED AND AMENDED  to enable the impostor (and others) to link to: a) my original entry into this Country in New York for educational purposes, b) the start of my professional experiences in Connecticut and c) my relocation to the IA to resume my professional career after the taking time to give back with the championing of a project after my community outreach activities in working with the youth that no trace of them now exists led to the formation of the Lighthouse Project Corporation as a direct unintended consequence that actually took place as documented in the following communication between myself and the then Mayor to, which he responded since he was present at the events that DID take place as the below photos of his presence bear witness to, because the below letter dated July 10, 1987 carefully references the REAL HEALTH FAIR OF 1985 to, which he responded in a follow-up letter dated July 21, 1987 stating that he was "anxious to assist". THE OFFICE OF THE MAYOR WOULD NOT HAVE RESPONED IN THAT MANNER, HAD NONE OF THE EVENTS DESCRIBED TAKEN PLACE. (The above Lighthouse Project Corporation link includes some of the documents that provided the basis or structure for the LPC.)

           


               




                                           




,          

The Conclusion:

IF CREATIVE FINANCING SUCH AS THIS COULD BE IMPLEMENTED FOR THOSE "QUESTIONABLE TYPES" WITH TIES TO THE REFERENCED "CRITICAL" STATES, WITH AN ESSENTIAL CRITERION BEING ONE "FREE LOADER" TYPE CONNECTED TO (OR PROFESSING OUTWARD CONNECTION TO) THE NUMBERS 33 (AND BY DEFAULT MY HERITAGE) BY BEING "MORPHED" INTO AND GUARANTEED SOCIAL SECURITY "LEGITIMACY" (AT ALL COSTS) AT MY EXPENSE, USING THIS OBVIOUS ATTEMPT TO WRAP THE NUMBERS ASSOCIATED WITH THE DOCUMENTED DATE OF MY BIRTH 323 AROUND THE "PHOTOLESS"  IMPOSTOR, WITH THE DESCRIPTION IN THE 2ND BULLETED INSERT IN THE "AS DEMONSTRATED ON THE PAGES OF THESE BLOGS..." PARAGRAPH OF THE CONCLUSION SECTION OF THE POST HOW CAN THERE BE ANY DEGREE OF CONFIDENCE THAT THE STATE OF FINANCIAL FIRMS IS WHAT IT APPEARS TO BE - UPDATED AND AMENDED? USED AS A REFERENCE, WITH SUCH THEN  CLAIMING MY EXACT JOURNEY based on stolen documents as demonstrated above. AS THE BELOW PHOTO INSERT OF MY BIRTH CERTIFICATE SHOWS, I'M THE ONLY INDIVIDUAL WITH THIS UNIQUE IDENTITY AND IT'S SIMPLY IMPOSSIBLE FOR ANY TWO INDIVIDUALS TO HAVE THE EXACT SAME IDEALS, GOALS, IDENTITY AND OBJECTIVES. 

This is a copy of my birth certificate clearly showing my Father in Barbados and he has no Asian roots and neither does my Mother [shown in the post GOD DOES HONOR THE PRAYERS OF A CARING MOTHER - THE ADDENDUM (UPDATED)].

 

IN ADDITION, THIS "FREE LOADER" TYPE INDIVIDUAL IS ALSO REPRESENTED AS BEING CONNECTED TO UTILITY OPERATIONS AS THE USE OF THE NUMBERS  22 IMPLY (AS DESCRIBED IN THE OUTCOME/IMPLICATIONS SECTION OF THE POST ONE TOO MANY COINCIDENCES - EDITED/UPDATED AND AMENDED AS WELL AS SUPPLEMENTED BY THE DETAILS IN THE PREMISE BEHIND THE "FLAWED" LEGISLATION - UPDATED).

IF SUCH ARRANGEMENTS WERE GUARANTEED FOR THOSE "WITHOUT ORIGINS" TO FIND FLEETING "LEGITIMACY" AT THE EXPENSE OF THOSE WHO HAVE SACRIFICED TO ACHIEVE THEIR ACCOMPLISHMENTS, QUALIFICATIONS AND HISTORY (OR SOLID "FOUNDATIONS" AS DOCUMENTED IN THE POST GARBAGE IN, (SWEET SMELLING ODORS), GARBAGE OUT - UPDATED) BY ADOPTING TACTICS THAT INCLUDED:

• ATTEMPTING TO ARM THOSE OF THEIR CAUSE WITH MY SOLID "FOUNDATIONS", WHICH WAS FINALLY IMPLEMENTED AFTER I WAS TARGETED FOR AND SUBJECTED TO LAYOFF, BY "FREE LOADER" TYPES USING SPECIFIC QUESTIONABLE "WHATEVER WORKS" METHODS AT MY THEN WORKPLACE AS DOCUMENTED IN THE 3rd BULLETED LISTING IN THE FINALE/OUTCOME SECTION FROM THE POST WHO REALLY WAS GRANTED FREEDOM TO SPEAK - UPDATED AND AMENDED  TO ENABLE
• RIDING ON THE BACKS (IDENTITIES) OF OTHERS AS SHOWN BELOW AND DOCUMENTED IN THE POST VOLUNTARY LIFE ALTERING DECISIONS BRING MEANINGFUL CHANGE - UPDATED AND AMENDED), ONLY FOR THE CAUSE OF MAN'S OLDEST PROFESSION AS DESCRIBED IN THE POST HOW DO YOU GO FROM BEING A SMALL TOWN COUNTRY STORE TO BECOMING THE BIGGEST CORPORATION OF ITS TYPE IN THE WORLD - UPDATED;

THEN, SIMILAR MORTGAGE ARRANGEMENTS AND/OR ASSISTANCE COULD HAVE BEEN FOUND FOR THE MILLIONS OF "LEGITIMATE CITIZENS" FACED WITH "UNDER WATER" CONDITIONS [see the post THE FORGOTTEN VOTERS (EDITED), WHO ALL COULD HAVE BENEFITED FROM THE $4176 "PROMISED" EACH AS A RESULT OF THE DEREGULATION OF THE ELECTRIC UTILITY INDUSTRY AS DOCUMENTED IN THE POST WHATEVER HAPPENED TO THE "SWEEPING CHANGES" SUPPOSED TO OCCUR IN THE ELECTRIC UTILITY INDUSTRY - EDITED/UPDATED AND AMENDED? TO ENABLE THEM TO REMAIN IN THEIR HOMES]. 

ULTIMATELY, THESE SAVINGS RECOMMENDED (AS A PROMISE), TO BE PASSED ON TO ALL ELECTRIC UTILITY RATE PAYERS (OR CUSTOMERS) AS PART OF THE DEREGULATION OF THIS LAST MONOPOLISTIC DYNASTY,  WAS ONLY AVOIDED BY THE "UNTIMELY" EVENTS, ASSOCIATED WITH THE 911 DISASTER, (SEE THE DISCUSSION OF THESE DEVELOPMENTS GENERALLY IN THE POST WHATEVER HAPPENED TO THOSE SWEEPING CHANGES SUPPOSE TO OCCUR IN THE ELECTRIC UTILITY INDUSTRY- EDITED/UPDATED AND AMENDED AS SUPPLEMENTED BY THE DETAILS IN THE COSVRY POST, ONE TOO MANY COINCIDENCES - THE FINALE UPDATED, AS WELL AS GENERALLY REFERENCED IN ITEM # 12 FROM THE LISTING IN THE POST THE "FREE LOADERS CAUSE" "CREDIBILITY", THEIR STORY IS NOW TOLD - UPDATED THAT DEFINITIVELY SHOWED CORRECTLY, THAT SPECTACULAR DISASTERS ONLY  IMPEDE UPCOMING EVENTS).
None involved with such arrangements will be forgotten by the voters.
In addition, those forgotten "first American" types, such as my dear friend Lois, Bruno whose cause will continue to shine from the Pages of this Blog, as documented in the C-O-N-S-E-R-V-E-R-Y  D-E-D-I-C-A-T-I-O-N because of the gaps that exist in her life due to her untimely demise as well as those of her entire maternal family tree, - the "Chisholm family inclusive" only for the factual knowledge they possessed, (now voiceless due to expedient decision-making and man's imperfect law); and whose "V-O-I-C-E-S  C-R-Y  O-U-T" from their non-existent state, for a champion to have their cause recorded with dignity as all are due, instead of being treated as less than the beasts of the field (and forgotten as one labeled a terrorist was) with no formal recording as if they never existed, even in 21st century America, the land of my adopted residence, which is supposed to represent "freedom" and "bravery", which I am sure can do better. If the cause of others on various locations, such as Africa for example and other locations such as the Middle East can be held up for better treatment; how much more so can that of a storied "American" political family be upheld for decent treatment in this "civilized" day and age. What a travesty, this represents for the cause of "equal" rights and justice for A-L-L, even the deceased.
This position exists, mainly because death and destruction should and do NOT alter historical facts as correctly pointed out in the post HISTORICAL FACTS CANNOT BE ALTERED BY CURRENT EVENTS - UPDATED as practically demonstrated using the FACTS, which DON'T SUPPORT THE CLAIMS OF THE "FREE LOADERS CAUSE" TYPES WHO CANNOT DEMONSTRATE ANYTHING WITHOUT RELIANCE ON THE "IDENTITY CRUTCHES" THAT THEY HAVE OBTAINED BY OUTRIGHT FRAUDULENT TECHNIQUES, (AS DEFINITIVELY DEMONSTRATED ABOVE IN THE CASES SURROUNDING THE THREE (3) BULLETED EXAMPLES IN "THE COURT HAS ALREADY RULED..." paragraph in The Finale/Outcome section above), enacted by those who illicitly intended to "arm" those of their cause with my SOLID "FOUNDATIONS"), at my expense as well as those critical individuals who were aware of my journey the way it actually occurred that the example of my dear fiend Lois Bruno to whom the pages of this Blog is dedicated in part as described in the Finale & Conclusion sections of the post HONORING GOD AND RESPECTING OTHERS PRACTICALLY (UPDATED), as well as generally in THOSE WHO WOULD BE "god" (EDITED AND UPDATED) and THE QUESTION OF THE MONTH'S PREMISE - UPDATED for the cause of Lois Bruno of the "Chisholm  family inclusive", which is still "begging" for a real champion of whom many were heard "crying out" for "justice" for kidnapped Nigerian girls, but what about the cause of all the now forgotten females in a single family not too far away in this "land of the free and home of the brave", who met untimely demises at the hands of some obviously without concern for the rights of others? This ONLY shows that it is easy to champion a cause when they are already plenty of voices in concert for an activity in my opinion.

* FOOTNOTE:
Mezzanine debt fills the gap between the buyers equity and the 1st mortgage. Its a permanent bridge loan (of sorts, a feature that had to be exercised in the purchase of 508 Still Hill Road, Hamden, CT, since the sale of the Branford condo did not take place in time to make the required down payment & the bridge loan obtained made up the required commitment until the property was sold.)

* Footnote1:
Since the publishing of this post, this company has transformed itself either into a completely new company or as a division of the entity, Transamerica Corporation. 

 

* Footnote2:
Having experienced the methods of those of the “free loaders cause” firsthand, and knowing their capability to execute long-range and well coordinated plans to achieve their objectives, I am almost positive that to be able to pull off an identity switching farce of this magnitude even when their “claims” and the historical FACTS are inconsistent, reliance on their usual methods must be the “glue” in their minds that’s keeping their “colored string” stolen solid “foundations” held “together” (as depicted in the the photo in the Conclusion section of the post ETHICAL TREATMENT OF OTHERS SHOULD ALWAYS BE PRACTICED - EDITED/UPDATED AND AMENDED), which is a graphic depiction of these details that are documented in the post GARBAGE IN, (SWEET SMELLING ODORS), GARBAGE OUT - UPDATED.

These  methods would in my opinion include use of and/or reliance on the following illegal activity: 

• an elaborate identity crutch (or crutches) as the case may be that such types cannot exist without as discussed in the bulleted listing in the Conclusion section above,
• the use of labels and/or numbers to demonstrate fleeting “legitimacy” as demonstrated generally in the post WHAT DOES TREATING OTHERS AS PROPERTY AND THE LOTTERY HAVE IN COMMON - UPDATED AND AMENDED and described below by the issuance of my then Barbados passport (shown below) with numbers to provide credibility to those of the "free loaders cause"
• an avenue or avenues via, which such types can easily assume the identity of another without ever having left the location in, which they have spent their years and in, which those “without origins” have found refuge to “operate” in or from (as the Barbados Passport example depicts below and the events associated with my unethical layoff described in the Conclusion section above), demonstrate.    

With all the indicated stolen documents listed in the Here are the Facts section of the post HOW TO VIOLATE FERPA AND STILL COMPLY WITH THE INTENT OF THE LAW - EDITED/UPDATED AND AMENDED, some illicit path must have been implemented to allow these “free loaders” to “claim” such as their own and in my opinion, the following development represents such an path to being "originals" for "free loader cause" types.

When I relocated to Iowa in 1991 and had taken up initial residence in apartment # 111 in Cedarwood Hills, on Glass Road, in Cedar Rapids (as documented in the Here are the Facts section of the post HOW TO VIOLATE FERPA AND STILL COMPLY WITH THE INTENT OF THE LAW - EDITED/UPDATED AND AMENDED, a series of well-noted break-ins were given much publicity within the complex. Having witnessed the elaborate lengths the expedient “free loader sympathizer” Mrs. Rawlins went too, in order to cover her tracks after stealing my initial identity documents as documented in the caption under the camera photo from the post THE CHANGES THAT FOILED THE“BLACKOUT” - UPDATED AND AMENDED; it can be concluded that these referenced incidences were a cover for the filing of an official “fraudulent break-in” police report by some impostor knowledgeable of my missing documents to provide himself and others with an "identity crutch" and as a result, automatic solid "foundations", the easy (or “whatever works” if blinders are worn to avoid being made aware of the carnage upon, which the claims of such types are based as documented in the post Here are the Issues of Importance section of the post THE TWO GREATEST DIFFERENCES BETWEEN GOD'S LAW AND MAN'S - UPDATED), as their way to achieve much by doing very little, which the discussion and included photo inserts in the These are the Facts section of the post HOW TO VIOLATE FERPA AND STILL COMPLY WITH THE INTENT OF THE LAW - EDITED/UPDATED AND AMENDED, clearly demonstrates could NOT have been the property of ANY "free loader cause" type.

As noted by the criteria obtained from the Barbados Consulate, a police report was one of the criterion needed to obtain a replacement passport (see my Personal Travel Profile from The Kerite Company below documenting my passport details that had been replaced during my 1983 visit as documented in the photo insert of the lower front level of the then Chapel Street, Speightstown family residence in the Here are the Background Details section of the post THE OUTSPOKEN PEN PAL, WHO BECAME A FRIEND (EDITED W/INSERTS - UPDATED AND AMENDED) and in my case I am almost positive this occurred for the below reasons:



1. When my replacement passport was needed for my Trinidad trip (since I never had filed such a report when the documents were never obtained in Vermont as I had more pressing issues to focus on); the notarized letter included to satisfy the replacement passport criterion, was returned in the package with my passport implying either that it was removed after it was mailed and it never reached its destination (see item # 13 of the listing from the post THE “FREE LOADERS CAUSE”
   “CREDIBILITY”, THEIR STORY IS NOW TOLD - UPDATED for a documented account
   of this and other questionable postal mail fraud occurrences) or it was returned by the Barbados Consulate in New York as if it was unneeded [since an impostor (or impostors) was(were) being given legitimacy via flawed legislation] and its presence was a distasteful reminder of what can go wrong when expedient methods are employed by those elected to represent the public trust as documented in the post THE PREMISE BEHIND THE “FLAWED” LEGISLATION - UPDATED.
2. the passport itself was only initially issued for one (1) year, with no explanation about why such an unusual practice and departure from the normal (ten (10)-year) duration was implemented (see below photo).
3. On the eve of my departure for Trinidad a bizarre "accident" occurred in, which the rental (Ford minivan, since my Expedition had been dropped off for needed repairs earlier as documented in the post TYPICAL EXAMPLE OF REASONS FOR EXCLUDING LOCATIONS FROM CONSIDERATION), vehicle was totaled by a “stunt” driver in a Volkswagen, which almost made the trip to Trinidad that included a visit with my dear friend Carol, impossible to implement and, 
4. whoever was permitted to file that fraudulent report of stolen documents, illicitly connected themselves (and others “without origins”) to my late Mother’s heritage by default as the post SUPPLEMENT TO THE CASE OF THE MISSING(AND MANGLED) RECORDS - UPDATED, because of her untimely passing EXACTLY 111 days after my relocating to IA and residing in apartment #111 as documented in the listing from the post WHEN SACRIFICING IS IMPLEMENTED BY DECREE - UPDATED and supplemented by the details from the Here are the Facts section of the post HOW TO VIOLATE FERPA AND STILL COMPLY WITH THE INTENT OF THE LAW - EDITED/UPDATED AND AMENDED. 

   

   From  the  post THE EXAMPLES FOR KINGS - UPDATED. NOTE:

   THE WORD "PROPISAL" ABOVE SHOULD BE PROPOSAL.

   FURTHERMORE, THIS PASSPORT NUMBER MUST HAVE MUCH

   SIGNIFICANCE FOR THE IMPOSTORS OF THE "FREE LOADERS CAUSE"

   AND HAVING STUDIED THEIR METHODS, IN MY OPINION, SOME

   OF THEIR "CAUSE" ARE RELYING ON, FOR EXAMPLE, EITHER

   THE 057, 49 AND/OR 74 FOR THEIR FLEETING "LEGITIMACY"
   IN ORDER TO CONNECT TO MY SOLID "FOUNDATIONS" AS

   DOCUMENTED IN THE POST
   GARBAGE IN, (SWEET SMELLING ODORS), GARBAGE OUT - UPDATED. 

With the ability of the “shadowy consuming force” and its supporters to implement complex long-range schemes using all types of illegal activities; its no wonder that there are so many of these “free loaders cause” types willing to “venture” into this demoralizing lifestyle (that’s nothing more than man’s oldest “profession” dressed up in silken garments to provide this modern day form of this model of man's oldest "profession" with the desired "heavenly credentials" needed to convince the most ardent of their outward "legitimacy" while in reality doing very, very little that's wholesome and meaningful and pretending to be "originals" in an obvious attempt to circumvent the earlier Court's Ruling as documented in the 1st bulleted listing in The Finale/Conclusion section of the post ETHICAL TREATMENT OF OTHERS SHOULD ALWAYS BE PRACTICED - EDITED/UPDATED AND AMENDED but called innovative by those who support these "polished" types who can fool the most ardent and can pass for and be even appointed to high profile “government” positions and “command” high-priced salaries as questionable “entertainers” of the “A and B” list type or corporate officers and/or directors, etc. as documented in the post THE METHODS OF “FREE LOADERS” - UPDATED in this their chosen “society” for implementing their stealth, wealth-generating scheme as documented in the Here are Selected Examples for Consideration section of the post AT WHAT PRICE LOYALTY - UPDATED AND AMENDED; in order to achieve much by doing exactly very, very little that’s meaningful, useful and wholesome, when the curtains are drawn back ever so slightly not too far from the public’s eye... However, God is not fooled by their glossed over practices and other disgraceful methods this "Beast" (or "Power) uses as He had had already exposed them for the sham they truly are in the biblical book of Revelation in chapter 17 and specifically in verse 5, where the titles the original Practitioners and the role model in principle of this "hallowed" form of man's oldest "profession" deserve is given, namely  "...BABYLON..." and "...MOTHER OF HARLOTS..." as clarified specifically in the Footnote and generally in the post ETHICAL TREATMENT OF OTHERS SHOULD ALWAYS BE PRACTICED - EDITED/UPDATED AND AMENDED. This subject is also further discussed in the underlined details prior to and after the CONSISTENT WITH MY DECISION... in the Here are the Facts section of the post HOW TO VIOLATE FERPA AND STILL COMPLY WITH THE INTENT OF THE LAW - EDITED/UPDATED AND AMENDED. In addition, upcoming actions are generally depicted in the Biblical book of Revelation, for those with "wisdom" and "understanding".